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Travel Insurance

Travel insurance - 2 minutes and a policy on email




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Story about «Nobody’s Insured»



It turns out that when planning a trip, many tourists never think about the importance of insurance. They bring it to mind when the insured accident occurs. And at that time, all the importance is realized.

If you do not have any insurance cover, you should understand that all medical costs are to be incurred at your own cost. And abroad, the cost of medical services may exceed ten times the Ukrainian one.

Just a few common situations:


  • injury caused by falling when skiing
  • severe toothache that appeared unexpectedly
  • appendectomy
  • casual traffic accident
  • coral cuts
    And so on, there are a vast number of similar situations, there is no point in specifying all of them.

  • Just remember how you witnessed such stories with other tourists and thought how well that it did not happen to you.

    And this is the accident against which, allegedly, “nobody is insured”.

    Travel insurance is your guarantee that during your trip, you can obtain a round-the-clock competent medical assistance.


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Staying in touch via messengers


From the sidelines, it may seem that the travel insurance is a whim. That is, you can manage without it, particularly, if during the previous trip you did not need it or just forget about it (and nothing occurred).


We can just refer to several facts:

  • You may be banned from entering some countries without insurance; the trip was cancelled
  • In some countries, to take out travel insurance is a mandatory condition for obtaining visa
  • The hospital bill for seemingly insignificant medical care in Germany amounts to 3,000 €
  • Presence of the fine for absence of insurance cover (for example, in Latvia, if the police stops you and you have no insurance cover – there’s a fine amounting to 285€)

Each country has its specifics. The local rules and regulations often change, and not always there’s an opportunity to promptly respond to them.


Conclusion: if you want your trip to go smoothly and without additional costly adventures, insure yourself against unexpected costs in advance.


Travel insurance is when you’d better spend money on shopping than medical services


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How much does the travel insurance cost?


The cost of travel insurance depends on several personal factors of each Insured.

  • Tourist’s age
  • Number of days of stay abroad
  • Country (countries)
  • Type of leisure (we insure even extreme tours)
  • Amount of covered medical services and other expenses

The individual and additional options you will want to use also influence the total value of insurance cover.

Meanwhile, you should understand that the price of travel insurance is always lower than the cost of treatment abroad. Here are some examples for understanding the situation: 1 month of inpatient treatment in Bulgaria after traffic accident – 17,000 €, the appendectomy (USA — $15,000, Germany — 4,700 €, Greece — 2,500 €).

Calculate Travel Insurance Cost by Yourself





Buy the travel insurance from “INGO”

The travel insurance is a serious choice because the most valuable for a person – his health - is at stake. That is why you should trust your health insurance to the company, the activities of which are stable, and the reputation is impeccable. JSIC “INGO” has been working stably and successfully more than 25 years. While other insurance companies appeared, disappeared and reorganized – we continued to develop and increase our positive indicators of indemnities.


Our insurance is equal to the guarantee – it means that when you boldly go for a trip, knowing that in case of necessity, we will always be there for you, and you will obtain a medical assistance free of charge. We not only discharge our liabilities, but also help the client to deal with even very unusual situations.


of

1 040

indemnities paid on occurrences

from 2020 to 2021, average indemnity period – within 13 calendar days.

UAH 5,7 mln

we paid indemnities totaling in 2020-2021

x 140
It is about
140 trips to Dubai

Buy the travel insurance from INGO!


СThe insurance service is assessed in detail.

JSIC «INGO» pays a lot of attention to details that will make your trip more comfortable and safe.

And our clients confirmed that many times:


  • We cooperate only with verified medical institutions and doctors.
  • The possibility of concluding a contract based on the number of days of insurance protection during the period of validity.
  • We reimburse the costs of medical evacuation by special transport to the place of permanent residence and medical support.
  • We insure luggage for the entire period of the trip (the option is available when registering with the manager at the office of the insurance company).
  • We reimburse expenses for a visit to a close relative if our client is in a hospital (the option is available in the Elite package or from the manager at the office of the insurance company).
  • We reimburse the costs of hotel accommodation if the departure did not take place on time due to a stay in the hospital (the option is available in the Elite package or from the manager at the office of the insurance company).


In terms of the travel insurance, we cooperate with reliable global provider: Ensuria Assistance

The technical support is always on the phone in Ukrainian, English, Georgian, French, Spanish, Polish and German languages



Select a travel insurance program:


ECONOM ECONOM STANDART ELIT
Emergency medical care Yes Yes Yes
Emergency inpatient treatment Yes Yes Yes
Emergency outpatient care Yes Yes Yes
Medical support Yes Yes Yes
Emergency obstetric and gynecological care Yes Yes Yes
Medical transport Yes Yes Yes
Emergency Dental Care limit 150 EUR limit 150 EUR 1% of the sum insured
Telemedicine Yes Yes Yes
Repatriation to the place of residence Yes Yes Yes
Return home of minor children of the Insured No No Yes
Visit of a third person (relative) to the patient No No Yes
Telecommunication costs No No 100,00 EUR
Covers Covid-19 limit 3000 EUR limit 3000 EUR limit 5000 EUR
Accident No No 3000 UAH
Franchise limit 50 EUR No No
ECONOM
Yes
Emergency medical care
Yes
Emergency inpatient treatment
Yes
Emergency outpatient care
Yes
Medical support
Yes
Emergency obstetric and gynecological care
Yes
Medical transport
limit 150 EUR
Emergency Dental Care
Yes
Telemedicine
Yes
Repatriation to the place of residence
No
Return home of minor children of the Insured
No
Visit of a third person (relative) to the patient
No
Telecommunication costs
limit 3000 EUR
Covers Covid-19
No
Accident
limit 50 EUR
Franchise
Show more
STANDART
Yes
Emergency medical care
Yes
Emergency inpatient treatment
Yes
Emergency outpatient care
Yes
Medical support
Yes
Emergency obstetric and gynecological care
Yes
Medical transport
limit 150 EUR
Emergency Dental Care
Yes
Telemedicine
Yes
Repatriation to the place of residence
No
Return home of minor children of the Insured
No
Visit of a third person (relative) to the patient
No
Telecommunication costs
limit 3000 EUR
Covers Covid-19
No
Accident
No
Franchise
Show more
ELIT
Yes
Emergency medical care
Yes
Emergency inpatient treatment
Yes
Emergency outpatient care
Yes
Medical support
Yes
Emergency obstetric and gynecological care
Yes
Medical transport
1% of the sum insured
Emergency Dental Care
Yes
Telemedicine
Yes
Repatriation to the place of residence
Yes
Return home of minor children of the Insured
Yes
Visit of a third person (relative) to the patient
100,00 EUR
Telecommunication costs
limit 5000 EUR
Covers Covid-19
3000 UAH
Accident
No
Franchise
Show more


Just a few stages:



1
Fill out an application
2
Discuss with the manager and pay
3
Get your cover at your email
1
Fill out an application
2
Discuss with the manager and pay
3
Get your cover at your email


Calculate the cost of travel insurance and submit an application online.










Frequently Asked Questions (FAQ)



Yes, the Border Service will check the presence of such insurance when you will enter other country’s territory.
You can buy the insurance policy abroad.
After inception, you can extend the term of the contract.
There are several options depending on the situation:

1.The policy contains phone numbers of the assistance company in the country of your stay. And then you follow further recommendations (you will obtain the phone number and address of the clinic where you can see a doctor).

2.Call the local ambulance and bring your policy to the hospital. For 1 hour, you notify the insurance company of the occurrence.

Upon occurrence, it is required to contact specialists of the service center and follow further recommendations. If you paid for the treatment at your own cost – when you return to Ukraine, you submit an indemnity application to the insurance company (attaching the original bills paid). After that, the insurance company will indemnify for your expenses.





About us:

Over 25 years of experience on the market

28 licenses for different classes of compulsory and voluntary insurance

Represented by 22 affiliates for servicing clients all over Ukraine

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