Motor third party liability (MTPL)
Protection against risks
Benefits of insurance in INGO
Important!
Insurance Company «INGO» is the most reliable insurer according to the MTIBU assessment system («Green Light») in terms of key indicators:
- quality of loss settlement
- level of complaints from aggrieved parties
- overall assessment of the quality of work
Own round-the-clock contact center: in case of an insured event, to call medical assistance, a loss adjuster and other necessary services to the scene.
Indemnities of up to UAH 80,000 without a police certificate, subject to the Europrotocol.
Zero deductible on MTPL policy.
Additional insurance coverage in the amount of UAH 100,000 to UAH 2,000,000. In the event of a complex accident with several participants, you choose how to distribute the amount of indemnity among several aggrieved persons.
outlook - «Evolving»
8.12.2023
Is it mandatory for legal entities to conclude an MTPL insurance contract?
Thus, an MTPL insurance contract must be concluded in respect of any vehicle that has state registration and moves on public roads, regardless of whether it belongs to an individual or a legal entity.
For how long should I conclude an MTPL insurance contract if the vehicle is due for inspection in six months?
In this case, the insurance contract is concluded for the period until the next technical inspection.
Do insurance terms differ for individuals and legal entities?
For example, individuals - benefit recipients receive an additional discount as defined by the current legislation.
Is it possible to increase the limit of liability under the CMTPL insurance contract by concluding several contracts for the same vehicle?
No, only one MTPL insurance contract can be concluded for one vehicle. If you want to increase the limit of liability within which the insurance company will be liable to the aggrieved persons, you can conclude a voluntary motor third party liability insurance contract.
Is the damage, caused to my car by the accident due to my fault, covered by compulsory insurance?
No, the CMTPL insurance contract covers only damage caused by the driver of secured vehicle to other parties involved in the road accident or road infrastructure. The damage caused to your car is covered by CASCO insurance contract.
How do I conclude MTPL insurance contract for vehicles, for which tariff categories are not defined, for example, agricultural machinery, forklift trucks?
It is impossible to conclude MTPL insurance contract for these vehicles. Use the service of voluntary motor third party liability insurance.
Does the cost of MTPL insurance depend on the number of drivers authorized to drive?
No. Any person who has the right to drive a car in accordance with the law may do so. The number of persons authorized to drive does not affect the cost of insurance.
