From January to September 2026, INGO’s insurance payouts amounted to UAH 1.82 billion, representing a 14.5% increase compared to the same period last year. During the same period, the company also increased its gross written premiums to UAH 5.3 billion, further strengthening its position among Ukraine’s largest insurers.
The reported amount of insurance payouts includes claims recognized by the company during the reporting period, including the amounts that had not yet been physically paid out as of the reporting date. The largest shares were attributable to health insurance (UAH 552.4 million), compulsory motor third-party liability insurance (CMTPL) (UAH 447.8 million), and comprehensive motor insurance (CASCO) (UAH 435.1 million). Combined, these three lines of business accounted for nearly 73% of the company’s total insurance payouts. Property insurance (excluding agricultural produce) accounted for UAH 172.9 million in payouts. A further UAH 101.4 million was paid under international Green Card motor insurance policies.
During the first nine months of 2026, INGO also paid UAH 347.4 million in taxes to state and local budgets as part of its tax obligations.
Alongside the increase in insurance payouts, INGO continued to expand its business. From January to September, the company generated UAH 5.3 billion in gross written premiums, up 38.3% compared to the same period in 2025. According to the National Association of Insurers of Ukraine (NASU), INGO ranked second among non-life insurers by gross written premiums, moving up one position from the previous reporting period.
Property and motor insurance account for a significant share of INGO’s insurance portfolio. Over the nine-month period, gross written premiums from property insurance, excluding agricultural produce, exceeded UAH 1.05 billion. The company also generated UAH 622.6 million in premiums from cargo insurance, as well as marine, aviation, and other transport risks.
In the motor insurance segment, gross written premiums reached UAH 998.8 million for compulsory motor third-party liability insurance (CMTPL) and UAH 996.4 million for voluntary motor insurance (CASCO). International Green Card policies accounted for a further UAH 226.9 million. Health insurance generated UAH 971.7 million in premiums, while other types of health-related insurance contributed an additional UAH 142.1 million.
The growth in insurance business was accompanied by an increase in the company’s capital. As of September 30, 2026, INGO’s equity stood at UAH 1.89 billion, compared to UAH 1.5 billion at the beginning of the year, representing a 26.3% increase over the nine-month period.
Background
JSC “Insurance Company ‘INGO’” is one of Ukraine’s leading insurers, providing insurance solutions to individuals and businesses since 1994. The company holds licenses for 17 insurance classes and ranks among the largest market participants in terms of insurance premiums, assets, and insurance payouts. INGO complies with the National Bank of Ukraine’s requirements regarding solvency, transparency of ownership structure, corporate governance, and risk management.
The company is classified as a significant insurer, participates in Ukrainian and international professional associations, and operates through a network of representative offices across Ukraine. Its core areas of expertise include property, transport, health, and liability insurance, as well as coverage for complex corporate risks. Following the onset of Russia’s full-scale invasion of Ukraine, INGO was among the first insurers in the Ukrainian market to systematically develop insurance solutions covering war risks for individuals and businesses.
