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Credit Life Insurance

Will ensure calm for you and your family in financial issues

You are going to take out a loan for the goods, car or apartment?
Or you have already applied to the bank and received an ungrounded refusal?
Often, the reason for the bank’s refusal is the absence of health and life insurance policy.

For the bank, to hold such policy is the guarantee that the insurance company will repay the debt, if any accident occurs with the borrower.
The borrower’s life and health insurance is not compulsory according to the Ukrainian legislation, but in practice, it is an important condition for obtaining a loan, especially a large amount for a long period.

And if you and your family hold such a policy, it will ensure calm for you in terms of loan repayment and will protect you against possible losses in case of the loan default.

INGO will repay the loan in case of occurrence of the circumstances adversely affecting your life and health.

failure to pay due to an accident

failure to pay for long-term disability of the borrower

non-payment due to the assignment of disability groups 1 and 2 to the borrower

failure to pay due to the death of the borrower due to illness or accident

What can be insured?

Advantages

is 100% protection of your property upon occurrence of any critical situation.
We will repay the arrears and your property will remain in your possession.
Significantly increases the chances of getting a loan on a large scale
Simple and quick execution of a contract for a period of time
from 1 year to 30 years

The policy price depends on such main factors:

amount of the loan;
policy period;
sum insured;
risks included.

Insurance conditions:

The policy period is equal to the loan contract period, while the minimum one is 1 year and maximum – 30 years.
Coverage territory: worldwide.
The sum insured is determined by the arrears under the loan contract.
The beneficiary is the bank. The insurance indemnity is paid within the limit of the contract and is equal to the amount of loan arrears as of the date of occurrence.

The process of registration:

Who may take out a policy? Any person aged between 18 – 70.
Which documents are required for taking out a policy? Passport and taxpayer identification number;
Loan contract;
The bank may request other documents.

Do you have any other questions or want to get a quote?

Fill out the form and we will reply to you by end of the day.

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