Movable property and inventory insurance
Protection against risks
What can be insured
Types of property subject to insurance:
- movable property
- production equipment
- IT infrastructure
Benefits of insurance in INGO
Experience and broad capabilities
Reliable insurance coverage
Control of risk management
Additionally (within the amounts and limits stipulated by the agreement), the following expenses may be indemnified
- for clearing and cleaning the place of damage
- to prevent or reduce the amount of damage
- for fire extinguishing
Additional coverage is provided within the sublimits and increases the insurance rate.
INGO’s level of financial stability
outlook - «Evolving»
Frequently asked questions
The sum insured for goods in storage can be determined either as a warehouse-weighted average (if fluctuations are not significant and do not exceed 20%) or as the maximum warehouse load (in case of significant fluctuations).
At a minimum, it is mandatory to have a working fire alarm system connected to the fire station. However, in some cases, additional requirements may be imposed: physical security or burglar alarms, video surveillance systems, etc. The presence of additional systems affects the cost of insurance coverage - the more, the lower.
The insurance contract may provide for the insurance territory within the city, region, or country, but it may also provide for restrictions on the territory of the contract: war zones, temporarily occupied territories, and others.
Yes, you can, but only if the goods and materials/equipment are adapted for storage or use outdoors.
The standard insurance period is 1 year, but other insurance periods for a period of multiples of 1 month are allowed.