Insurance of electronic equipment

We indemnify the business for losses incurred and compensate for the costs of restoration/repair or replacement of electronic equipment damaged, lost or destroyed as a result of sudden and unforeseen physical impact or action for any reason
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Insurance of electronic equipment
Protection against risks

Protection against risks

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«All risks»

Coverage on an "all risks" basis covers all cases of damage or destruction of property, except for exclusions specifically stipulated in the insurance contract.

Named perils are defined in the contract, the most common of which are
  • Errors in the operation of equipment
  • Negligence of personnel and criminal acts of third parties
  • Exposure to electric current (short circuit), a sharp increase in current or voltage in the power grid, exposure to inductive current
  • Defects in materials, design errors during manufacture or installation
  • Fire risks
  • Water damage
  • Natural disasters
  • Unlawful acts of third parties, including theft, robbery and assault

What can be insured

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  • Computing, telecommunications and other IT equipment
  • Precision mechanics and optics (measuring devices, photo and video equipment, equipment for the television or film industry, etc.)
  • Medical equipment

Benefits of insurance in INGO

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Experience and broad capabilities

Almost 30 years of activity in the insurance market allow us to create the most effective insurance solutions at the best price, using our own expertise and international experience
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Reliable insurance coverage

Automatic reinsurance protection from leading international reinsurers with a reliability rating of at least A- (A.M.Best) / A+ (S&P)
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Control of risk management

The presence of INGO's own engineering center allows us to reduce the likelihood of losses due to preliminary examination and recommendations to reduce the degree of risk
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Property
Insured
Additional information

Additional information

Additional coverage is available upon request (the list is not exhaustive):

  • sudden power outage from power supply systems
  • failure of air conditioning systems
  • ordinary theft (without breaking and entering)
  • use of the insured equipment for experimental or research purposes
  • expenses for cleaning the territory after the insured event

Important

Additional coverage is provided within sublimits and increases the insurance rate.

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INGO’s level of financial stability

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outlook - «Evolving»
8.12.2023

Frequently asked questions

In this section, we have collected the most frequently asked questions from our clients. If you do not find the information you are interested in, please use the feedback form.
Frequently asked questions
What determines the cost of insurance?

The cost of insurance depends on the value of the equipment itself, the general condition of the premises where it is located, the qualifications of the staff, and the assessment of management and risk management.

What will be the insurance indemnity in case of partial damage to electronic equipment?

In case of partial damage to the insured electronic equipment, the insurance indemnity shall be paid in the amount of the costs of its restoration.

For how long can I conclude an insurance contract?

The standard term of the insurance contract is 1 year, but another term may be determined by agreement of the parties.

Is it possible to attribute the insurance premium to the gross costs of the enterprise?

Thus, the costs of machinery and equipment insurance are fully included in its gross costs.

Additionally, we offer

Buildings insurance
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Insurance of alternative energy
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Machinery and equipment insurance
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Responsibility of the employer
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