Insurance of electronic equipment
We indemnify the business for losses incurred and compensate for the costs of restoration/repair or replacement of electronic equipment damaged, lost or destroyed as a result of sudden and unforeseen physical impact or action for any reason
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Protection against risks
Send a request«All risks»
Coverage on an "all risks" basis covers all cases of damage or destruction of property, except for exclusions specifically stipulated in the insurance contract.
Named perils are defined in the contract, the most common of which are
- Errors in the operation of equipment
- Negligence of personnel and criminal acts of third parties
- Exposure to electric current (short circuit), a sharp increase in current or voltage in the power grid, exposure to inductive current
- Defects in materials, design errors during manufacture or installation
- Fire risks
- Water damage
- Natural disasters
- Unlawful acts of third parties, including theft, robbery and assault
What can be insured
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- Computing, telecommunications and other IT equipment
- Precision mechanics and optics (measuring devices, photo and video equipment, equipment for the television or film industry, etc.)
- Medical equipment
Benefits of insurance in INGO
Experience and broad capabilities
Almost 30 years of activity in the insurance market allow us to create the most effective insurance solutions at the best price, using our own expertise and international experience
Reliable insurance coverage
Automatic reinsurance protection from leading international reinsurers with a reliability rating of at least A- (A.M.Best) / A+ (S&P)
Control of risk management
The presence of INGO's own engineering center allows us to reduce the likelihood of losses due to preliminary examination and recommendations to reduce the degree of risk
Property
Insured
Additional information
Additional coverage is available upon request (the list is not exhaustive):
- sudden power outage from power supply systems
- failure of air conditioning systems
- ordinary theft (without breaking and entering)
- use of the insured equipment for experimental or research purposes
- expenses for cleaning the territory after the insured event
Important
Additional coverage is provided within sublimits and increases the insurance rate.
INGO’s level of financial stability
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outlook - «Evolving»
29.03.2024
outlook - «Evolving»
29.03.2024
Frequently asked questions
In this section, we have collected the most frequently asked questions from our clients. If you do not find the information you are interested in, please use the feedback form.
What determines the cost of insurance?
What will be the insurance indemnity in case of partial damage to electronic equipment?
For how long can I conclude an insurance contract?
Is it possible to attribute the insurance premium to the gross costs of the enterprise?
Additionally, we offer
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For more information on insurance services, please contact our expert or send a request using the form.
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