CASCO AutoSAVE
against war risks
The policy protects against war risks
The benefits of INGO for you
- The insurance period is 12 months.
- Sum insured: from UAH 20,000 to UAH 150,000.
Premium: from UAH 3,100 to UAH 7,500 per year.
Deductible: UAH 1,000. - Mandatory car requirements:
- A passenger car with a service life of eight years or more;
- Passenger capacity - up to 9 people including the driver;
- Total weight - up to 3500 kg;
- Not a subject of pledge, not used for special purposes and for commercial purposes (taxi, driving lessons, etc.). - The policy starts no earlier than the third calendar day from the date of conclusion. That is, no insurance indemnity is paid for events that occurred during the first two calendar days of the policy.
The exception is the extension of the policy for the next year. - The territory of validity is the territory of Ukraine.
Exclusions: Autonomous Republic of Crimea; Dnipropetrovska oblast; Donetsk oblast; Zaporizka oblast; Luhanska oblast; Mykolaivska oblast; Sumska oblast; Kharkivska oblast; Khersonska oblast; Chernihivska oblast/Koryukivskyi rayon; Chernihivska oblast/Novgorod-Siverskyi rayon; Chernihivska oblast/Chernihivskyi rayon except for Chernihiv city. The territory of ports and ferry crossings.
Do you have a newer car?
- Up to 11 years old inclusive
- Up to UAH 6 million in value
- Technically sound
- Registered in Ukraine
- Sum insured from UAH 3 million
Learn more about AutoSAVE PRO hull insurance by following the link
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What to do in case of an insured event?
Notify INGO and the police of the insured event. Be sure to keep the damaged car in the condition it was in after the accident. Send to INGO the documents of the relevant competent authorities and services confirming the fact of the insured event. Receive the insurance indemnity within 15 days.
Does the insurance cover repeated occurrences?
The insurance is provided on the terms "On the first insured event". This means that any event that occurs after the first insured event is declared in writing is not recognized as an insured event. After the first declared event recognized as an insured event, the contract shall terminate.
Is depreciation taken into account when paying insurance indemnity?
Payment of insurance indemnity under the Agreement shall be made net of wear and tear on parts and components to be replaced in the course of restoration repair in accordance with the current Methodology for automotive examination and valuation of vehicles.
What documents must be provided in the event of an insured event?
In the event of an accident, be sure to call the police, who will record the damage and open a criminal case under the article on violation of the customs and rules of war. You need to get an extract from the Unified Register of Pre-trial Investigations (URPI) from the police. This is the main document to prove an insured event with war risks.
Other documents are according to the list:
- Claim for reimbursement
- Certificate (policy)
- Driver's license
- Certificate of registration of the vehicle (technical passport)
- Notification of the insured event
- Passport and TIN of the applicant
- If the amount of damage exceeds UAH 27 thousand, you need to fill out a questionnaire
- Documents of the competent authorities on the occurrence of the insured event
- Certificate of a medical institution on alcohol, drug or toxic intoxication of the Insured / Driver at the time of the insured event - in case of collision with military equipment
- Inspection report and photographs of the damaged car by the INGO representative
- Documents confirming the amount of losses and expenses incurred
- Other documents related to the causes and consequences of the insured event
