INGO Insurance Company has updated its health insurance program for individuals and will cover the risk of COVID-19 in health insurance policies under the new conditions . From now on, everyone can include in their insurance program the option of treating diseases caused by the COVID-19 coronavirus.
The COVID-19 treatment options are available on a similar basis to the construction set and are additional to the general construction set "Health Architect". For coronavirus treatment in outpatient settings, you can choose both the amount of the special insurance amount and the class of clinics (including private ones). Inpatient treatment is possible only in state-approved medical institutions, as approved by the Standards of Medical Care "Coronavirus Disease (COVID-19)" as amended by the Order of the Ministry of Health of Ukraine No. 2122 dated September 17, 2020.
"INGO is one of the few companies in the market that offers health insurance policies not only for the corporate segment, but also primarily for individuals," said Viktor Shevchenko, Deputy Chairman of the Board of INGO Insurance Company, "And given that today almost 90% of all requests for health insurance contain a request to include protection against coronavirus, we decided to provide this opportunity to each of our clients. Thus, the company is ready to provide people with both financial support through the Corona Protection+ payout product and timely organization and payment for the entire process of diagnosis and treatment of COVID-19. According to our estimates, these services in health insurance are the most relevant and in demand today," he said.
The cost of the insurance program option depends on the selected option of the sum insured and the class of clinics and ranges from UAH 810 to UAH 6,250 per year. To pay the premium, the payment can be divided into two or four installments. In the event of an emergency, the insurance company ensures the organization of medical services within 15 minutes (if there are free teams in the clinics) and up to 4 hours in the case of scheduled care. During peak seasonal periods, the organization of scheduled care can be extended to 5-6 hours, taking into account priority.
Almost 70 thousand people already have insurance coverage, including coronavirus treatment, under INGO's corporate programs, including more than 18 thousand insured under a separate mono-product, CoronaZakhyst+. In 11 months of 2020, the company paid almost UAH 2 million directly for the treatment of coronavirus insured persons.