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Health Insurance


Indemnity is paid directly to healthcare facilities .

Own medical centers “INGO”

Find out how much your health insurance cover will cost


Outpatient and polyclinic care
Emergency dental care
First aid and emergency care within 50 km outside the city
Medication support in case of outpatient and polyclinic care
Emergency and routine inpatient care
Calling a doctor within 50 km outside Kyiv on the basis of the calculated clinic

What is Health insurance?

Medical insurance - a guarantee that in case of illness you will receive medical assistance.






Health Insurance
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Best Friend of Sound Health


The health is the most valuable in life of a person and his whole family. We know that, though we start thinking about it when something occurred.

Search for a doctor, visits to different specialists, “hospital romanticism” and long lists of medications…

All of this takes much time. And it also requires quite a considerable budget. Especially, when you have to face outpatient and inpatient treatment.

Yes, in our country, the medicine is allegedly free of charge. Meanwhile, we all know what is hidden behind this “free of charge” concept. By the way, today, for the Ukrainian, only treatment of ordinary influenza costs UAH 800 – 1,200.

The health insurance from INGO is the best friend of sound health. It is when you see a competent doctor who knows how to help you and which medications (without needless items and charges) are required.

And we undertake all financial commitments on treatment. Actually, you improve your health at our cost and quickly recover.

Health Insurance is our guarantee that you can obtain a round-the-clock competent medical assistance.


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What does the insurance cover?


We developed several programs of the voluntary health insurance based on many years of experience and the desires of regular clients.

The insurance covers all phases: disease diagnosis, medical assistance, treatment until full recovery and health improvement.

These programs are aimed at indemnification for costs on the health recovery resulting from:



  • Acute disease or health condition
  • Chronic disease in the exacerbation phase
  • Chronic disease in the fading phase
  • Accident (injuries, burns, poisonings)


Here are just a few steps:



1
Fill out an application for a policy
2
Choose an insurance policy
3
Pay and obtain a contract
1
Fill out an application for a policy
2
Choose an insurance policy
3
Pay and obtain a contract


Indicate preliminary data about yourself
to find out the cost of health insurance cover






Health insurance with INGO !


Choosing your health insurance cover is a serious decision. We are talking about our health.

That is why we suggest trusting such an important issue to the insurance company, which proved its stability for 25 years – both in its work and performance of its liabilities.

Moreover, “INGO” is the founder of health insurance in Ukraine (we have started working with the health insurance since 1996).

Over 800 healthcare facilities


Our portfolio includes the partner relationships with over 400 clinics, 120 hospitals, 90 pharmacy chains. In total, over 800 healthcare facilities.

The health insurance from INGO is the guarantee that everything will pass quickly, reliably and without a hitch.

We are always there for you, stay constantly on the phone and provide a comprehensive support at all stages of interaction.

Here are just a few facts:

UAH 334.4 mln
We paid for 2021 on health insurance

х 100
It is about
100 apartments in Kyiv
62 %

Indemnity level is 62% (it is by 22% higher than the average level on the market)


1400
clients’ applications

processed each day, just on heath insurance

High service standards


The quality of operation of the insurance company is always demonstrated in detail. It is when everything happens not in words, but in deeds. Study several vivid explanations of the operating principles of JSIC “INGO” in the health insurance.


We just give a few facts:

  • You should not undergo examination for taking an insurance
  • We pay for medical services directly. If you obtained medical assistance without our knowledge – you just provide bills, we refund your money
  • We have a dedicated ambulance line as well as the line of healthcare facilities
  • We have a direct access to the manufacturers of effective medications which can barely be found in Ukraine (other insurance companies cannot offer them)
  • Each client receives a personal card – you just need to present it in the hospital, prove your identity and start receiving medical services
  • In difficult situations, we visit the chief doctor of the hospital and help to solve issues
  • The place of domicile registration does not matter, we provide medical assistance all over the territory of Ukraine. If you travel abroad, you may use a separate travel insurance

We work personally with each client. For example, the citizen of Kyiv was on business trip to Cherkassy where he suffered from the acute poisoning. We organized an emergency care from Kyiv for him with further admission to Kyiv hospital for inpatient treatment.

And if you want to undergo treatment abroad, for such purposes we have a separate insurance product: World Medicine.

We have two own medical centers at which the competent doctors with impeccable reputation work.

You just call to our contact center, describe your situation and we will organize everything for your treatment.


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Frequently Asked Questions (FAQ)



The occurrence is your application to the healthcare facility specified in the insurance contract. Namely: sudden deterioration of the health condition, acute disease, exacerbation of chronic disease, injury, poisoning and effects of accidents.
In the health insurance, the sum insured is the amount within which the insurance company indemnifies for the policy holder’s costs incurred to pay for medical services covered by the insurance program.
If during the medical treatment, the policy holder reaches the limit of insurance coverage, then the insurance program expires, so the patient pays balance of the amount at his own cost.
The voluntary health insurance contract is concluded for one year.
The insurance program of INGO Ukraine allows for indemnification for the costs as per the receipts provided, if the Insured decided to pay for treatment at his own cost.
Meanwhile, it is better to first address to us so that we recommend competent doctors and the clinic (there’s 90% probability that the clinic you are interested in is on the list of our partners).
For calling the ambulance we have a dedicated phone number: (044) 495-82-03.
Experience shows that if you call the ambulance using it, the ambulance comes faster.
As soon as you have your health insurance policy in hand, you may use any medical service covered by your insurance program. You may start using your policy from the effective date of the contract, as they say, “even tomorrow” (on a same day basis, we do not issue).





About us:

Over 25 years of experience on the market

28 licenses for different classes of compulsory and voluntary insurance

Represented by 22 affiliates for servicing clients all over Ukraine

We provide insurance services to corporate and retail clients





Get Health Insurance Price











Call us at tel. 0 800 2155 53 or email us at sales@ingo.ua - to get answers to your questions and decide on the most comfortable insurance program option.

Or send your request using this simple form - we will reply to you throughout the day.




Top 5

Forinsurer – Ranking of insurance companies



JSIC “INGO ” is one of
top 5 insurance companies
in terms of indemnity payment
on the health insurance
according to Forinsurer.

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