Responsibility in the organization of mass events (SEL)
We compensate for material damage caused to property, life or health of third parties during the organization and holding of mass events
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Protection against risks
Damage to property
We compensate for the costs incurred by the person in connection with the destruction or damage to property, as well as the costs that the person has incurred or will be obliged to incur to restore the violated right
Harm to health
We compensate for the costs of treatment, lost earnings (or their reduction) as a result of disability, and additional costs of health recovery
Damage to life
We compensate for the lost part of the earnings in case of loss of the breadwinner and funeral expenses
What you can insure
Civil liability of the organizer-insured for damage caused to third parties in the course of the insured activity:
- Corporate events (meetings, presentations, trainings, corporate holidays)
- Parades
- Concerts
- Cultural/sports events in the open air, competitions
- Festivals
Benefits of insurance in INGO
Reliability
Automatic reinsurance protection from international reinsurers with a reliability rating of at least A- (A.M.Best) / A+ (S&P)
Experience and compliance
30 years of experience. INGO's insurance terms and conditions comply with general international requirements or the requirements of a specific contract
Optimal insurance conditions
We offer quality insurance coverage at the best price
Responsibility
Insured
An event is recognized as an insured event if it is recorded:
Damage and a claim (both conditions are required)
- During the period of the insurance contract, damage has been caused:
- Life and health of third parties and/or
- Property of third parties
- During an additional period after the end of the contract, a claim for compensation is made.
Cause and effect relationship
The fact of the insured's liability has been established: there is a causal link between the insured activity and the damage.
Insurance territory
The damage was caused in the insurance territory specified in the contract
Features of insurance coverage
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- Short insurance period (from several hours to several days)
- Mandatory ERP (additional notification period)
- Availability of special exclusions
- Coverage of "restaurant risks" (in the presence of food courts, catering, etc.)
The level of financial stability of INGO
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outlook - «Evolving»
8.12.2023
outlook - «Evolving»
8.12.2023
Frequently asked questions
In this section, we have collected the most frequently asked questions from our clients. If you do not find the information you are interested in, please use the feedback form.
What do you need to conclude an insurance contract?
Before concluding an insurance contract, the company's specialists assess potential risks. For this purpose, it is necessary to provide:
- General description of the event (type of event, period, venue, program, etc.)
- Information on the estimated number of people
- The requested coverage
What are the exclusions from insurance coverage?
An exhaustive list of exclusions is determined by the insurance contract on the basis of the INGO insurance rules. Exclusions from insurance coverage are
- Terrorism
- Damage caused to the leased property
- Financial losses, moral damage
- Criminal liability, intentional acts
- Environmental pollution
- Cancellation, disruption of the event
- Pyrotechnics (fireworks, fireworks)
- Fines and penalties
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For more information on insurance services, you can contact our expert or send a request using this form.
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