The most widespread symptoms of COVID-19 include fever, fatigue and dry cough. Some patients may have different pains, nasal stuffiness, runny nose, pharyngitis or diarrhea. These symptoms usually develop gradually and are mild. Some infected persons do not have any symptoms or bad feeling. For most people (about 80%), the disease ends with recovery, while no specific curative measures are needed. The severe symptoms with development of shortness of breath occur in about 1 of 6 cases of COVID-19. For elderly people and those having somatic diseases, for example, hypertension, heart disease or diabetes, the likelihood of severer course of disease is higher. In case of elevated body temperature, cough and shortness of breath, you should seek medical attention. The insured event is your application to the medical facility, starting from the date specified in the insurance contract. Namely: sudden worsening of health condition, acute disease, aggravation of chronic disease, injury, poisoning as well as the effects of accidents.